• PhonePe SBI Card SELECT BLACK: 5 reward points per ₹100 on online spends, min transaction ₹100, max 1,000 points per calendar month. Points are added when the transaction posts. No points on fuel, e-wallet loading, rent, education, government, digital gaming, tolls, jewellery, gifts, utilities or insurance paid outside PhonePe, EMI at the merchant, or disputed transactions. SBI Card terms
• Amazon Pay ICICI Bank Credit Card: 1% rewards on spends outside Amazon, credited as Amazon Pay balance within 2 working days after your billing cycle ends. No rewards on rent payments. ICICI Bank FAQs
• Flipkart Axis Bank Credit Card: 1% cashback on other eligible merchants. Credited in your next billing cycle, 3 days before the statement date, net of returns, refunds and EMI. No cashback on gift cards, gold and jewellery, clock and watch stores, fuel, insurance, rent, wallet load or EMI. Axis Bank terms
• Airtel Axis Bank Credit Card: 1% cashback on other eligible spends, credited by Axis Bank. Exclusions and credit timing follow Axis Bank's current terms. Axis Bank page

The rates above are what each issuer publishes for its cardholders. They are not an Armancarts offer, and Armancarts cannot confirm that a purchase here qualifies. Issuers can change them. Checked 25 Oct 2026.